Alright, so I recently had to figure out the whole living-in-New-Jersey-but-working-in-New-York-City thing. It’s a classic dilemma, right? You want that slightly cheaper rent and maybe a bit more space, but you still gotta get to the city every day. Turns out, it’s a pretty common situation, and the commute can be a real pain, not to mention it can drain your wallet fast if you are not careful.
So, the first thing I did was look into the cheapest ways to travel. Let me tell you, driving is out of the question unless you enjoy sitting in traffic for hours and paying a fortune for parking. Public transportation is where it’s at. I spent a good chunk of time digging into the different options, and it really comes down to a few good choices.

NJ Transit Bus
The NJ Transit Bus system is pretty extensive. They’ve got tons of routes running from all over North Jersey straight into the city. This was one of the cheapest options I found. And let’s be honest, who wants to deal with driving in that city traffic anyway? Not me.
Train Life
Then there’s the train. Now, this is where things got interesting. Not every town in New Jersey has a direct train line to NYC. I repeat, not every town! So, I started making a list of towns that do have that sweet, sweet direct train access. We’re talking about places like Jersey City, Hoboken, and Weehawken. I even found that Montclair, NJ is also one of the town that has direct train to NYC, and the median sale price is about $895!
These towns are like the golden tickets for commuters. You can just hop on the train, zone out with your headphones, and boom, you’re in the city. I spent hours mapping out train routes and schedules, comparing travel times, and figuring out which one would be the least painful for my daily grind.
Of course, I also had to think about the cost of living in these different towns. It’s a trade-off, right? You might save on rent compared to living in NYC, but property taxes in New Jersey can be higher. But, hey, you also get the perk of lower income tax working in New York and living in New Jersey. It’s all about finding that balance.
After days of research, making spreadsheets, and probably annoying my friends and family with endless commute talk, I finally narrowed down my options. Here is what I found:
- Jersey City: Super convenient, lots of train options, but a bit pricier than other towns.
- Hoboken: Similar to Jersey City, great commute, also on the pricier side.
- Weehawken: Still a good commute, slightly more affordable, but fewer train options.
- Montclair: The median sale price for a house is about $895. Pretty good.
So, there you have it. That’s my journey into the world of New Jersey to NYC commuting. It’s a lot to consider, but trust me, doing your homework pays off. You can save yourself a ton of time, money, and headaches by figuring out the best way to get to work and finding a town that fits your budget and lifestyle. This whole experience taught me a lot about planning and being resourceful, and I hope my little adventure helps someone else out there too!
